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Stock Trading History of Kosa E Gene

The following table details the trading activities (stock purchases, stock sales, and stock option exercises) reported to the Securities and Exchange Commission (SEC) by insider Kosa E Gene since year 2005. The trader's CIK number is 1215851. At the time of this reporting, Kosa E Gene is the Director of Citizens Financial Services Inc (stock ticker symbol CZFS).

Stock purchases, sales, and option exercises reported by *Kosa E Gene* since 2005.
Trade Date	Symbol	Company Name (Issuer)	Trade Type	Shares	Price ($)	Value ($)
2007-07-27	CZFS	Citizens Financial Services Inc	Purchase	11	21.85	240
2006-07-28	CZFS	Citizens Financial Services Inc	Purchase	10	21.78	217
2005-07-29	CZFS	Citizens Financial Services Inc	Purchase	10	21.00	210

Insider trading activities including stock purchases, stock sales, and option exercises listed in the above table cannot be completely guaranteed as to their accuracy. For more information regarding the trades made by Kosa E Gene (Director of Citizens Financial Services Inc at the time of this reporting) see the Securities and Exchange Commission (SEC) website.